Rates

Consumer Deposit Rates as of December 19, 2024
Deposit Product	Minimum Balance	Rate	APY	Minimum Deposit
Platinum Checking	$0	0.05%	0.05%	$250
Gold Cash Back	$0 - $9,999 $10,000-$24,999 $25,000-$49,999 $50,000-$99,999 $100,000+	0.10% 0.10% 0.12% 0.12% 0.12%	0.10% 0.10% 0.12% 0.12% 0.12%	$500 $500 $500 $500 $500
Emerald Money Market	$0-$9,999 $10,000-$24,999 $25,000-$49,999 $50,000-$99,999 $100,000+	0.10% 0.13% 0.15% 0.18% 0.25%	0.10% 0.13% 0.15% 0.18% 0.25%	$1,000 $1,000 $1,000 $1,000 $1,000
Diamond Savings	$0	0.10%	0.10%	$25
Consumer Fed Funds Money Market	$0-$49,999 $50,000-$99,999 $100,000-$249,999 $250,000 +	0.10% 1.50% 1.75% 2.00%	0.10% 1.51% 1.76% 2.02%	$1,000 $1,000 $1,000 $1,000

APY = Annual Percentage Yield
APY Monthly Compounding: Checking Accounts and Money Market Accounts
APY Quarterly Compounding: Savings Accounts

Minimum balance to obtain APY
Consumer Deposit Rates are subject to change without notice

Fees could reduce earnings on account

Commercial Deposit Rates as of December 19, 2024
Deposit Product	Minimum Balance	Rate	APY	Minimum Deposit
Non-Profit Checking	$500	0.05%	0.05%	$100
Commercial Money Market	$2500 +	0.10%	0.10%	$2,500
Commercial Super Money Market	$5,000-$49,999 $50,000 +	0.10% 0.15%	0.10% 0.15%	$2,500 $2,500
Commercial Fed Funds Money Market	$0-$49,999 $50,000-$99,999 $100,000-$249,999 $250,000 +	0.10% 1.50% 1.75% 2.00%	0.10% 1.51% 1.76% 2.02%	$2,500 $2,500 $2,500 $2,500

APY = Annual Percentage Yield
APY Monthly Compounding: Checking Accounts and Money Market Account
APY Quarterly Compounding: Savings Accounts

Minimum balance to obtain APY
Consumer Deposit Rates are subject to change without notice

Fees could reduce earnings on account

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Consumer Deposit Rates as of December 19, 2024